It is a truism in business that what gets measured gets improved. It's also an anecdotal joke there's always more month than money.

Fortunately, Expense Manager & Money Saver by Gullak is here to help! This free app is available from the Google Play store and is designed to save you money from the start.

The app is designed to track your daily expenses and pending bill payments. It has built-in smarts to analyse your spending pattern and this, combined with setting your budget, gives you insights in how you can reduce your spending to save more money. The app's developers aim to save you 25% !

An automatic SMS sync feature will summarise your expenses and provide intelligent and automated reporting.

You can set recurring payments, sync data between multiple devices and customise the user interface.

Importantly, you can graphically analyse your spending patterns, view your upcoming bill reminders, and track multiple bank deposits.

The app does not store any bank account numbers or netbanking credential and thus provides little risk.