Any gap payment can be made via Apple Pay if desired.
Members can add their member card to Apple Wallet on iPhone and Apple Watch via the nib App by logging in and selecting My nib card.
"We're seeing more and more members using technology to connect with us, whether that's submitting a claim or asking a question about their policy so making our membership cards available in a digital format was a no brainer," said nib group chief information officer Brendan Mills.
"Now they can have their member card handy wherever they go, making it even easier for them to claim by removing the need to upload receipts or send claims forms to us via mail," he added.
When members carry out a Hicaps transaction, their customer identifier number is encrypted for transmission to the terminal and subsequently decrypted by Hicaps before forwarding to the insurer. Apple doesn't receive any information about the health insurance claim, according to nib.